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These three rarely get compared directly since they span different platforms, but if you're trying to get more games for less money across mobile or PC, they solve overlapping budget goals in genuinely different ways.
Apple Arcade: premium, ad-free mobile games curated for quality
Apple Arcade offers a curated library of premium mobile games with no ads and no in-app purchases — every game included is fully unlocked from the start, a meaningful contrast to the free-to-play mobile game model built around ads and microtransactions. It's iOS and Mac-exclusive, and the strongest pick specifically if you're tired of ad-interrupted or pay-to-win mobile gaming and want a curated, complete experience instead.
Google Play Pass: a broader catalog across a wider range of Android apps and games
Google Play Pass covers a larger overall catalog than Apple Arcade, including both games and select non-game apps, all ad-free and without in-app purchases while subscribed. If you're on Android specifically, Play Pass is the direct equivalent to Apple Arcade with a somewhat broader scope beyond just games.
Humble Choice: curated indie PC games plus a charity angle
Humble Choice / Humble Bundle Monthly is a completely different model from the other two — a monthly selection of PC games (delivered as Steam keys in most cases) that you keep permanently rather than access only while subscribed, with a portion of proceeds typically going to charity. If you want to build a permanent PC game library at a discount rather than ongoing mobile access, Humble Choice's ownership model is the meaningful differentiator.
These serve genuinely different platforms, so picking isn't really either/or
Unlike most comparisons in this format, these three don't really compete for the same use case — an iPhone user interested in ad-free mobile games, an Android user wanting the same, and a PC gamer wanting discounted indie titles to own outright are three different people with three different needs, so it's entirely reasonable to subscribe to more than one if you fit more than one profile.
Catalog rotation affects long-term value on the subscription-based options
Both Apple Arcade and Google Play Pass rotate their available game catalogs over time — a specific game you subscribed for might eventually leave the service, unlike Humble Choice's keep-forever model. Worth checking whether a specific title you care about is a permanent catalog fixture or a rotating addition before subscribing specifically for it.
Family sharing is supported differently across the three
Apple Arcade and Google Play Pass both support family sharing at no extra cost within their standard subscription, letting multiple household members access the same library — Humble Choice, being a keep-forever model rather than an access subscription, works differently, with each redeemed key tied to the account that claimed it rather than a shared family pool.
The bottom line
On iOS and want a curated, ad-free premium library: Apple Arcade. On Android and want a broader catalog: Google Play Pass. On PC and want to build a permanent indie game library at a discount: Humble Choice. All three are in Gaming Subscriptions.